Need proof of your income or business viability for a bank, landlord, government department? Lawpath provides certified accountants' letters issued by CA or CPA-qualified accountants — accepted by ANZ, CBA, NAB, Westpac, Macquarie and most non-bank lenders.
No obligation. We’ll get back within 1 business day.
By clicking on ‘Submit an enquiry’ you are agreeing to the Lawpath Terms & Conditions
An accountant’s letter (also called an accountant’s certification, accountant declaration or comfort letter) is a formal letter from a qualified accountant that verifies financial information about your business or personal income.
Banks, landlords, immigration, government agencies and other third parties request these letters to verify income, business viability, or your financial position. It’s a straightforward, professional
document that carries real weight with lenders, landlords and officials.
Banks often require accountant verification before approving lending. A certified letter proves your business viability and income stability.
Demonstrate your financial capability to prospective clients. Governments and large organisations often request accountant verification as part of tender requirements.
Required evidence of business income and viability for many visa types. Immigration departments need proof your business is real and sustainable.
Landlords need proof your business can meet rental obligations. A certified letter removes doubt and speeds up the leasing process.
Certifying business or personal income for banks, lenders and government agencies. Includes verified figures from your financial records.
Confirming your business is trading, profitable and sustainable. Perfect for tenders, partnerships and investment verification.
Verifying assets, liabilities and net position. Essential for loan applications, visa requirements and formal agreements.
Tailored to your specific requirement, whether it's tenders, visas, contracts or something else. We work with you to get it right.
If the receiving party rejects our letter for formatting or content reasons, we'll revise and reissue at no extra cost. Your satisfaction is our priority.
| Use case | Common recipients we cover |
|---|---|
| Home loans | ANZ, CBA, NAB, Westpac, Macquarie, ING, Bank of Queensland, Pepper Money, Liberty |
| Low-doc loans | Pepper Money, Liberty, La Trobe Financial, Bluestone, Resimac |
| Tenders | Federal panels (DTA, AusTender), state government, large corporate procurement |
| Commercial leases | Most major commercial agents (CBRE, Colliers, JLL) and direct landlords |
Tell Us What You Need
Let us know who the letter is for and what they need it to say. Loan application? Visa requirement? Tender documentation? We customise from the start.
We Review Your Financials
We review your financial records and prepare the certified letter. We'll verify income, business viability or financial position as required. If you're not already a Lawpath accounting client, we'll request the necessary documents directly from you.
Letter Issued
You receive a professional, signed accountant's letter, ready to submit to the bank, landlord, or government department. Urgent same-day available.
In most cases, within a few business days once we have the information we need. Urgent requests can often be fast tracked. Speak with a Lawpath accountant and let them know your timeline so they can prioritise accordingly.
It depends on what the letter is for, but generally you’ll need to provide your financial statements, tax returns, proof of income, and any specific requirements from the requesting party (such as a bank or government body). A Lawpath accountant will let you know exactly what’s needed upfront.
Yes. Lawpath’s accountants are qualified professionals registered with Chartered Accountants Australia and New Zealand (CAANZ), and their letters are widely accepted by banks and financial institutions for loan applications, refinancing, and other financial assessments.
In Australia, accountant letters for banks and most regulators must be issued by a Chartered Accountant (CA, member of CAANZ) or a Certified Practising Accountant (CPA, member of CPA Australia). Lawpath’s accountants hold CA and CPA qualifications, so the letters are accepted at face value by major financial institutions and most government departments
Different requesting parties use different terms for essentially the same document. Banks usually call it an “accountant’s letter”. Lenders sometimes call it a “low-doc declaration”. Immigration uses “accountant’s certification”. Tender documents often ask for a “comfort letter”. They’re all the same underlying instrument – a letter on professional letterhead signed by a qualified accountant verifying specific facts
Most Australian banks require: confirmation of trading status, year-on-year income (typically 2 years), confirmation that the borrower is self-employed (or a director), and a statement that financial obligations are being met. Specific lenders may require additional clauses – Lawpath tailors each letter to the lender’s checklist.
Most banks and lenders accept accountant letters dated within 90 days of the application. Some lenders (and visa departments) require letters dated within 30 days. Always confirm the validity window with the requesting party before ordering.
No. Australian banks and most regulators require a letter from a Chartered Accountant (CA) or Certified Practising Accountant (CPA). A registered tax agent without CA/CPA may also satisfy some requirements but not all. Lawpath’s letters are issued by CA/CPA-qualified accountants.
Lawpath issues low-doc loan accountant letters within 2–3 business days for the standard service ($350) and within 2 business days for the comprehensive service ($650). Urgent same-day or next-day issuance can be arranged for time-critical settlements.
Enter your details and we'll have your certified letter ready within days.
By clicking on 'Submit an enquiry' you are agreeing to the Lawpath Terms & Conditions
